Asset Utilization
Insights, strategies, and real-world guidance for financing asset-rich borrowers using liquid assets to establish qualifying income. Explore how lenders evaluate eligible assets, calculate income, and structure deals for retirees, high-net-worth clients, and self-employed borrowers with limited traditional income documentation. Built for brokers navigating asset utilization and asset depletion lending, with practical tips to avoid underwriting pitfalls and strengthen submissions.
What You Need to Know About Asset Depletion Mortgages
Learn how mortgage brokers can use Lendz’s asset depletion program to qualify asset-rich borrowers with limited traditional income documentation. This guide covers the 84-month income calculation, eligible assets, documentation requirements, and key underwriting guidelines for retirees, high-net-worth clients, and self-employed borrowers.
