Non-QM Programs

Non-QM program insights to help brokers match borrowers with the right solution.

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Foreign National Loans

Foreign National Loans: Pros, Cons, and Ideal Clients

Foreign National loans are non-QM mortgages tailored for non-U.S. citizens investing in U.S. properties. These loans offer simplified qualification, flexible documentation, and versatile property options. While rates are higher and down payments larger, they attract serious international investors. Brokers offering these loans can expand their client base and increase competitive advantage.

March 12, 2025